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FBD must cover publicans’ losses for early closures and closed bar areas

FBD must cover publicans’ losses for early closures and closed bar areas

The High Court has ruled that FBD Insurance plc must pay publicans for losses arising from the early closures of premises which occurred from 10 August 2020 due to the Covid-19 pandemic. In a 201-page judgment, Mr Justice Denis McDonald held that the early closing requirement was a government-imposed closure and therefore fell within the ambit of FBD’s policy.